Mortgage Lender Information

Kelly Duray  AVP/ Billings Mortgage Branch Manager

As a native of Billings with more than 17 years of experience in real estate lending, I am very familiar with both the local real estate market and the home buying process. I am versed in most types of real estate loans specializing in working with first time home buyers and assisting those who are building from the ground up. My many years of experience combined with the wide variety of products available at Opportunity Bank of Montana allow me to identify the program that best meets your specific circumstances. Whether you are buying or refinancing or building, I am eager to help you through the process.

I attended Billings West High School and graduated from Montana State University Billings with a degree in Business Administration and an option in Marketing. My husband and I have one son and we have chosen to make Billings our home where we enjoy camping, boating, and spending time with our friends and family. I look forward to visiting with you about your next real estate purchase, refinance or building your dream home. Call me today!

Kelly Duray

AVP/ Billings Mortgage Branch Manager

Opportunity Bank of Montana/ Mortgage Division

455 South 24^th Street West

Billings, MT 59102

Direct: 406-256-1891 Ext 1915 | Mobile 406-690-2424

E-Fax 406-403-0434  NMLS # 716674

Kevin L. Kraft – President

Yellowstone Bank
1511 Shiloh Road
Billings, MT 59108
406-294-9400
Direct: 406-869-4180
Fax: 406-869-4199
kkraft@yellowstonebank.com

Kevin is an Assistant Vice President at Yellowstone Bank, Shiloh. A Montana native, he was raised in Laurel, is a 1993 graduate of Eastern Montana College and received his MBA from the University of Montana in 2000. Kevin joined Yellowstone Bank in February 2006 and handles consumer, commercial and real estate lending.